Submission 173

Green Paper Submission

April 08

Like most women of my generation (I’m 59), I gave up work to become a full-time mother, only returning to the workforce when my four children were well established in school. I’ve since gone back to work full time and am making as much provision as I can for my retirement. My husband has not been well for a number of years and is on a disability pension.

I am concerned that I will fall between two stools when it comes to my pension entitlements – I may not have enough contributions when these are ‘averaged out’ to cover the years I was at home with our children, but at the same time I may have accumulated too much in savings to qualify for any means-tested pension.

There must be many women in my situation and I would like our needs to be taken into account when reporting on proposed changes to the pension system.